Terms of Usage

Back to top

Administration Team

Our Admin Team in Lagos is in place who discuss and decide any changes internally before implementation.

This applies to this Site and all associated sites.

Back to top

Content

All text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork and computer code (collectively, "Content"), including but not limited to the design, structure, selection, coordination, expression, "look and feel" and arrangement of such Content, contained on the Site is owned, controlled or licensed by or to JWLB, and is protected by trade dress, copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws.

Except as expressly provided in these Terms of Use, no part of the Site and no Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted or distributed in any way (including "mirroring") to any other computer, server, Web site or other medium for publication or distribution or for any commercial enterprise, without JWLB's express prior written consent.

You may use information on JWLB products and services (such as data sheets, knowledge base articles, and similar materials) purposely made available by JWLB for downloading from the Site, provided that you (1) not remove any proprietary notice language in all copies of such documents, (2) use such information only for your personal, non-commercial informational purpose and do not copy or post such information on any networked computer or broadcast it in any media, (3) make no modifications to any such information, and (4) not make any additional representations or warranties relating to such documents.

Back to top

Your Use of the Site

You may not use any "deep-link", "page-scrape", "robot", "spider" or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the Site or any Content, or in any way reproduce or circumvent the navigational structure or presentation of the Site or any Content, to obtain or attempt to obtain any materials, documents or information through any means not purposely made available through the Site. JWLB reserves the right to bar any such activity. And to update our parners to improve their services.

You may not attempt to gain unauthorized access to any portion or feature of the Site, or any other systems or networks connected to the Site or to any JWLB server, or to any of the services offered on or through the Site, by hacking, password "mining" or any other illegitimate means.

You may not probe, scan or test the vulnerability of the Site or any network connected to the Site, nor breach the security or authentication measures on the Site or any network connected to the Site. You may not reverse look-up, trace or seek to trace any information on any other user of or visitor to the Site, or any other visitor of JWLB, including any JWLB account not owned by you, to its source, or exploit the Site or any service or information made available or offered by or through the Site, in any way where the purpose is to reveal any information, including but not limited to personal identification or information, other than your own information, as provided for by the Site.

You agree that you will not take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the Site or JWLB systems or networks, or any systems or networks connected to the Site or to JWLB.

You agree not to use any device, software or routine to interfere or attempt to interfere with the proper working of the Site or any transaction being conducted on the Site, or with any other person's use of the Site.

You may not forge headers or otherwise manipulate identifiers in order to disguise the origin of any message or transmittal you send to JWLB on or through the Site or any service offered on or through the Site. You may not pretend that you are, or that you represent, someone else, or impersonate any other individual or entity.

You may not use the Site or any Content for any purpose that is unlawful or prohibited by these Terms of Use, or to solicit the performance of any illegal activity or other activity which infringes the rights of JWLB or others.

Back to top

Other T&C's

JWLB obligations, if any, with regard to its products and services are governed solely by the agreements pursuant to which they are provided, and nothing on this Site should be construed to alter such agreements.

JWLB may make changes to any products or services offered on the Site, or to the applicable prices for any such products or services, at any time, without notice. The materials on the Site with respect to products and services may be out of date, and JWLB makes no commitment to update the materials on the Site with respect to such products and services.

The following terms also govern and apply to your use of the Site, and they are incorporated herein by this reference:

• Trademark Information
• Copyright Information
• Rights and Permissions
• Claims of Copyright Infringement
• Piracy Prevention
• Report Piracy
• Legal Contacts

Each of these policies may be changed from time to time and are effective immediately upon posting such changes on the Site.

Back to top

Accounts, Passwords and Security

Certain features or services offered on or through the Site may require you to open an account (including setting up an JWLB ID and password). You are entirely responsible for maintaining the confidentiality of your account information, including your password, and for any and all activity that occurs under your account. You agree to notify JWLB immediately of any unauthorized use of your account or password, or any other breach of security. However, you may be held liable for losses incurred by JWLB or any other user of or visitor to the Site due to someone else using your JWLB ID, password or account.

You may not use anyone else's JWLB ID, password or account at any time without the express permission and consent of the holder of that JWLB ID, password or account. JWLB cannot and will not be liable for any loss or damage arising from your failure to comply with these obligations.

Back to top

Privacy

Our Privacy Policy applies to use of this Site, and its terms are made a part of these Terms of Use by this reference. View our Privacy Policy

Additionally, by using the Site, you acknowledge and agree that Internet transmissions are never completely private or secure. You understand that any message or information you send to the Site may be read or intercepted by others, even if there is a special notice that a particular transmission (for example, credit card information) is encrypted.

Back to top

Links

This Site may contain links to other independent third-party Web sites ("Linked Sites"). These Linked Sites are provided solely as a convenience to our visitors. Such Linked Sites are not under JWLB control, and JWLB is not responsible for and does not endorse the content of such Linked Sites, including any information or materials contained on such Linked Sites. You will need to make your own independent judgment regarding your interaction with these Linked Sites.

Back to top

Disclaimers

JWLB DOES NOT PROMISE THAT THE SITE OR ANY CONTENT, SERVICE OR FEATURE OF THE SITE WILL BE ERROR-FREE OR UNINTERRUPTED, OR THAT ANY DEFECTS WILL BE CORRECTED, OR THAT YOUR USE OF THE SITE WILL PROVIDE SPECIFIC RESULTS. THE SITE AND ITS CONTENT ARE DELIVERED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS. ALL INFORMATION PROVIDED ON THE SITE IS SUBJECT TO CHANGE WITHOUT NOTICE. JWLB CANNOT ENSURE THAT ANY FILES OR OTHER DATA YOU DOWNLOAD FROM THE SITE WILL BE FREE OF VIRUSES OR CONTAMINATION OR DESTRUCTIVE FEATURES. JWLB DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF ACCURACY, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. JWLB DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO YOUR USE OF THE SITE AND/OR ANY JWLB SERVICES. YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE SITE AND ANY LINKED SITES. YOUR SOLE REMEDY AGAINST JWLB FOR DISSATISFACTION WITH THE SITE OR ANY CONTENT IS TO STOP USING THE SITE OR ANY SUCH CONTENT. THIS LIMITATION OF RELIEF IS A PART OF THE BARGAIN BETWEEN THE PARTIES.

The above disclaimer applies to any damages, liability or injuries caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction of or unauthorized access to, alteration of, or use, whether for breach of contract, tort, negligence or any other cause of action.

JWLB reserves the right to do any of the following, at any time, without notice: (1) to modify, suspend or terminate operation of or access to the Site, or any portion of the Site, for any reason; (2) to modify or change the Site, or any portion of the Site, and any applicable policies or terms; and (3) to interrupt the operation of the Site, or any portion of the Site, as necessary to perform routine or non-routine maintenance, error correction, or other changes.

Back to top

Limitation of Liability

Except where prohibited by law, in no event will JWLB be liable to you for any indirect, consequential, exemplary, incidental or punitive damages, including lost profits, even if JWLB has been advised of the possibility of such damages.

If, notwithstanding the other provisions of these Terms of Use, JWLB is found to be liable to you for any damage or loss which arises out of or is in any way connected with your use of the Site or any Content, JWLB liability will be unlimited. Some jurisdictions do not allow financial limitations of liability.

Back to top

Indemnity

You agree to indemnify and hold JWLB, its officers, administration, predecessors, successors in interest, agents, subsidiaries and affiliates, harmless from any demands, loss, liability, claims or expenses (including attorneys' fees), made against JWLB by any third party due to or arising out of or in connection with your use of the Site.

Back to top

Violations

JWLB may disclose any information we have about you (including your identity) if we determine that such disclosure is necessary in connection with any investigation or complaint regarding your use of the Site, or to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) JWLB's rights or property, or the rights or property of visitors to or users of the Site, including JWLB's customers. JWLB reserves the right at all times to disclose any information that JWLB deems necessary to comply with any applicable law, regulation, legal process or governmental request. JWLB also may disclose your information when JWLB determines that applicable law requires or permits such disclosure, including exchanging information with other companies and organizations for fraud protection purposes.

You acknowledge and agree that JWLB may preserve any transmittal or communication by you with JWLB through the Site or any service offered on or through the Site, and may also disclose such data if required to do so by law or JWLB determines that such preservation or disclosure is reasonably necessary to (1) comply with legal process, (2) enforce these Terms of Use, (3) respond to claims that any such data violates the rights of others, or (4) protect the rights, property or personal safety of JWLB, its employees, users of or visitors to the Site, and the public.

You agree that JWLB may, in its sole discretion and without prior notice, terminate your access to the Site and/or block your future access to the Site if we determine that you have violated these Terms of Use or other agreements or guidelines which may be associated with your use of the Site. You also agree that any violation by you of these Terms of Use will constitute an unlawful and unfair business practice, and will cause irreparable harm to JWLB, for which monetary damages would be inadequate, and you consent to JWLB obtaining any injunctive or equitable relief that JWLB deems necessary or appropriate in such circumstances. These remedies are in addition to any other remedies JWLB may have at law or in equity.

You agree that JWLB may, in its sole discretion and without prior notice, terminate your access to the Site, for cause, which includes (but is not limited to) (1) requests by law enforcement or other government agencies, (2) a request by you (self-initiated account deletions), (3) discontinuance or material modification of the Site or any service offered on or through the Site, or (4) unexpected technical issues or problems.

If JWLB does take any legal action against you as a result of your violation of these Terms of Use, JWLB will be entitled to recover from you, and you agree to pay, all reasonable attorneys' fees and costs of such action, in addition to any other relief granted to JWLB . You agree that JWLB will not be liable to you or to any third party for termination of your access to the Site as a result of any violation of these Terms of Use.

Back to top

Dispute Resolution

You agree that all matters relating to your access to or use of the Site, including all disputes, will be governed by the laws of the United Kingdom without regard to its conflicts of laws provisions. You agree to the personal jurisdiction by and venue in the courts in United Kingdom, and waive any objection to such jurisdiction or venue. Any claim under these Terms of Use must be brought within one (1) year after the cause of action arises, or such claim or cause of action is barred. No recovery may be sought or received for damages other than out-of-pocket expenses, except that the prevailing party will be entitled to costs and attorneys' fees. In the event of any controversy or dispute between JWLB and you arising out of or in connection with your use of the Site, the parties shall attempt, promptly and in good faith, to resolve any such dispute. If we are unable to resolve any such dispute within a reasonable time (not to exceed thirty (30) days), then either party may submit such controversy or dispute to mediation. If the dispute cannot be resolved through mediation, then the parties shall be free to pursue any right or remedy available to them under applicable law.

Back to top

Void Where Prohibited

JWLB administers and operates the www.just-cashflow.com Site from the UK. Although the website is accessible worldwide, not all features, products or services discussed, referenced, provided or offered through or on the website are available to all persons or in all geographic locations, or appropriate or available for use outside the UK. JWLB reserves the right to limit, in its sole discretion, the provision and quantity of any feature, product or service to any person or geographic area. Any offer for any feature, product or service made on the website is void where prohibited. If you choose to access the website from outside the UK you do so on your own initiative and you are solely responsible for complying with applicable local laws.

Back to top

Miscellaneous

You may not use or export or re-export any Content or any copy or adaptation of such Content, or any product or service offered on the website, in violation of any applicable laws or regulations.

If any of the provisions of these Terms of Use are held by a court or other tribunal of competent jurisdiction to be void or unenforceable, such provisions shall be limited or eliminated to the minimum extent necessary and replaced with a valid provision that best embodies the intent of these Terms of Use, so that these Terms of Use shall remain in full force and effect.

These Terms of Use constitute the entire agreement between you and JWLB with regard to your use of the website, and any and all other written or oral agreements or understandings previously existing between you and JWLB with respect to such use are hereby superseded and cancelled. JWLB will not accept any counter-offers to these Terms of Use, and all such offers are hereby categorically rejected.

JWLB's failure to insist on or enforce strict performance of these Terms of Use shall not be construed as a waiver by JWLB of any provision or any right it has to enforce these Terms of Use, nor shall any course of conduct between JWLB and you or any other party be deemed to modify any provision of these Terms of Use. These Terms of Use shall not be interpreted or construed to confer any rights or remedies on any third parties.

Back to top

Feedback

Any feedback you provide at this website shall be deemed to be non-confidential. JWLB shall be free to use such information on an unrestricted basis.

Back to top